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Cash out Refinance
We are committed to assisting our valued customers with all of their home financing needs. In addition to providing those who are buying a new home with competitive mortgage programs for their...
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Whether you are a business owner who needs quick year end capital, or a non-conforming property owner who has a ballooning note or wants to cash-out before the holidays—we can help! 2 day to 2 week...
View ArticleHave you wondered about how to go about securing your mortgage the right way?
The Key To Getting The Home You Want Is Being Prepared Nothing could more negatively affect an offer to purchase more than not having a pre-qualified letter of approval from a qualified mortgage...
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High Balance Loan Eligibility
Expanded High-Balance Loan Eligibility (Conforming Fixed and Standard ARM) Effective for loans registered on or after 12.13.15 Non-occupant co-borrowers income to qualify on 1 – 4 families!! New: 95%...
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The Expanded Plus Program
It is with great excitement that we announce the release of our newly created niche program, The Expanded Plus Program. In essence, to ensure all borrowers are receiving their fair share of mortgage...
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How To Calculate Social Security Income
Are you a retired individual who receives social security income? If so, you may have found it difficult to acquire a mortgage loan. Retirees often find that their debt to income ratio is not up to...
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Coop Mortgage Rates in New York
We, at CGAP, Inc., understand coop financing better than anybody else. We have many years of experience in that field. That experience translates into the most competitive coop mortgage rates NYC. So...
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Now You Can Get a Mortgage Without a FICO Score
If you have tried to get a mortgage recently, you may be aware that one of the first things a lender or mortgage broker will do is to pull your credit report. Your FICO credit score and credit history...
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Conforming Loan Limits
For those looking to achieve a home loan in 2015, they should know nothing has changed for the upcoming year as the Federal Home Finance Agency has decided to leave the mortgage loan limit alone for...
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FIRPTA Withholdings Increase
ATTENTION: Changes to the Foreign Investment in Real Property Tax Act (FIRPTA) 10% withholding becomes 15% withholding on February 16th! Under FIRPTA, the current US federal statute in the stipulates...
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Bridge and Hard Money Loans
Having access to the right type of financing for your unique situation or loan request is critical, and Cgap, Inc. strives to carry a full line of financing options for traditional needs as well as...
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Mortgages for Foreign Nationals in New York
Jumbo Fixed Rate and ARM Program Matrix Non-Agency Foreign National 5/1 LIBOR ARM (2/2/6 1 year Libor, Margin/Floor Rate 5.50%) Non-Agency Foreign National 30 Year Fixed All loans must meet HPML and...
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SIVA program
Our SIVA (stated income verified assets) program is designed for High Net Worth Highly Qualified borrowers, with 700 minimum credit score, Owner Occupied and Second Home only. The program is designed...
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Are you tired of non-performing hard money lenders?
If so, Contact Us Today and let us prove ourselves to you. Call us at 800-535-0270 with your scenario for quick and simple answers. Residential STATED n/o/o and investment (SFR, condo, PUD, 1-4...
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Why Is It The Perfect Time To Refinance?
Don’t miss your chance to refinance Rates are low, but they may not be for long. Here’s how to tell if refinancing now is the right move for you: If your interest rate is over 4% If you have credit...
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New Construction Financing to 80% LTV
Even in today’s evolving market, we can deliver highly favorable rates and structures, and successfully close even your most challenging commercial real estate transactions. Our team has over 40...
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Mixed Use FHA
Not everyone is aware that FHA is biggest insurer when it comes to Mixed used properties. We are one of the largest mortgage brokers that handles FHA mixed use mortgages. Mixed Use Properties allowed...
View ArticleSBA Program Turned Down By Other Lenders
Sure, we love those prime SBA deals, but who doesn’t? Our SBA program is perfect for SBA loans turned down by other lenders. Does your client’s business make money but was rejected by an SBA lender...
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Hard Money Bridge Loans
Nationwide Bridge/Senior Loans | $2M-$50M We are a unique real estate investment firm that originates, structures, underwrites and provides debt and equity funding for both income and non-income...
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Non-Conventional Bank Program
As mortgage brokers we are always looking for new programs that we can offer our clients. We have access to almost any mortgage program that exists. We are experts at non-conventional or also know as...
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